1. Website Use

You may use our website for lawful purposes only. You agree not to:

• Use our site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of our website
• Copy, modify, or distribute our content without written permission
• Use our site to transmit harmful code or interfere with its functionality

2. Account Registration

To access certain features, you may need to create an account. When you register, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your password
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

3. Content and Intellectual Property

All content on our website is owned by or licensed to Investor IQ Academy and is protected by copyright and other intellectual property laws.

You may view and download content for personal, non-commercial use only. No modification, distribution, or reproduction is permitted without our written consent.

4. User Content

If you submit content to our site (comments, forum posts, etc.), you:

• Retain ownership of your content
• Grant us a worldwide, royalty-free license to use, modify, and display that content
• Confirm your content does not violate any third-party rights

We reserve the right to remove any user content at our discretion.

5. Educational Services

Our courses and educational materials are provided "as is" without warranties of any kind. Course access is subject to the payment terms specified at enrollment.

Refunds may be available as described in our refund policy. We reserve the right to modify course content and availability.

6. Privacy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these sites and do not endorse them.

8. Termination

We may suspend or terminate your access to our website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users.

9. Changes to Terms

We may update these Terms at any time without notice. By continuing to use our site after changes are made, you accept the revised Terms.

10. Contact Us

If you have questions about these Terms, please contact us through our online form.